It is a program that facilitates financing for small and medium enterprises
Beneficiaries
The program covers the financing provided to professionals, craftsmen, individual institutions and small and medium enterprises that meet the following conditions and restrictions:
According to the sectors as follows:
Sector | Limit | Sector | limit |
Professions and craftsmen sector | 20,000 | Transformative industries* | 1,000,000 |
Retail Trade | 200,000 | Transportation | 1,000,000 |
Wholesale Trade | 600,000 | Health Facilities and services | 250,000 |
Tourist Services | 500,000 | Hospitals | 1,000,000 |
Hotels | 1,000,000 | Educational Sector | 750,000 |
Information Technology | 500,000 | Other sectors | 500,000 |
Interest rate
2% without commission
Loan Term
Repayment period up to (54) months, including grace period up to (12) months as a maximum.
Guarantees
Promissory Note payable endorsed to the favor of CBJ which the loan requested represents 85% of the promissory note, in addition to any other extra guarantees from the customer on the light of assessing the client's credit worthiness.
Loan Term
Repayment period up to (54) months, including grace period up to (12) months as a maximum.
Guarantees
Promissory Note payable endorsed to the favor of CBJ which the loan requested represents 85% of the promissory note, in addition to any other extra guarantees from the customer on the light of assessing the client's credit worthiness.
Unlimited loan ceiling Tenor of loan up to 25 years
Competitive interest rate
Grace period up to 24 months
Financing up to 100% of the real-estate estimated value
life insurance coverage
Pre-approved credit card with free subscription fees for the first year
Financing the expatriates Tenor of loan up to10 years
Grace period up to 6 months
Competitive interest rate
Pre-approved credit card with free issuing fees for the first year
life insurance coverage
-Tenor of loan up to10 years.
-Grace period up to 6 months.
-Competitive interest rate.
-Pre-approved credit card with free issuing fees for the first year.
-Life insurance coverage.
Salary certificate or proof of income Presale or initial sale contract [Applicable incase of buying] / Property Registration Document [Property Deed] / Landscape blueprint [Land Map issued by Land Registration department] / Site location blueprint Real-Estate / License Proof of identity [I.D]
We have a dedicated center for small enterprises that provides the needed support to our clients to obtain the suitable financing that meets their expectations with competitive interest rates with flexible loan tenor
-Financing the purchase of residential apartments and houses for personal livelihood.
-Finishing a house under construction or erecting a new one.
-Buying a piece of land and developing construction on it.
-Expand a standing building.
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