FAQ

​​​​​​​​​​​​​​​​ The Housing Bank For Trade & Finance responds to whatever queries you have in regards to any of our services. Your questions and answers will be found in this Frequently Asked Questions (FAQs) section. We have classified questions with their ideal answers in different categories based on subject relevance to facilitate the search process.

Asked Question

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  • What is the period available for installment through the Personal and household purchases installment program? What is the period available for installment through the Personal and household purchases installment program?

    Loan tenure up to 5 years (including grace period), Grace period up to 2 months.

  • Why is “Housing Loan” from Housing Bank your perfect solution? Why is “Housing Loan” from Housing Bank your perfect solution?

    Unlimited loan ceiling Tenor of loan up to 25 years

    Competitive interest rate

    Grace period up to 24 months

    Financing up to 100% of the real-estate estimated value

    life insurance coverage

    Pre-approved credit card with free subscription fees for the first year

    Financing the expatriates Tenor of loan up to10 years

    Grace period up to 6 months

    Competitive interest rate

    Pre-approved credit card with free issuing fees for the first year

    life insurance coverage

  • Why is our personal loan program your perfect solution? Why is our personal loan program your perfect solution?

    -Tenor of loan up to10 years.

    -Grace period up to 6 months.

    -Competitive interest rate.

    -Pre-approved credit card with free issuing fees for the first year.

    -Life insurance coverage.

  • Why the Small Business loan from Housing Bank is your ideal solution? Why the Small Business loan from Housing Bank is your ideal solution?

    We have a dedicated center for small enterprises that provides the needed support to our clients to obtain the suitable financing that meets their expectations with competitive interest rates with flexible loan tenor

  • Is Guarantor required to obtain the Housing Loan? Is Guarantor required to obtain the Housing Loan?

    No, Guarantor is not required to obtain the Housing Loan

  • What is Housing loan made for? What is Housing loan made for?

    -Financing the purchase of residential apartments and houses for personal livelihood.

    -Finishing a house under construction or erecting a new one.

    -Buying a piece of land and developing construction on it.

    -Expand a standing building.

  • What is the Minimum Personal loan amount? What is the Minimum Personal loan amount?

    Minimum Personal loan amount is JD 3,000

     

  • What documents should I bring to get a housing loan? What documents should I bring to get a housing loan?

    Salary certificate or proof of income Presale or initial sale contract [Applicable incase of buying] / Property Registration Document [Property Deed] / Landscape blueprint [Land Map issued by Land Registration department] / Site location blueprint Real-Estate / License Proof of identity [I.D]